Credit data first. AI assistance next. Proof every step.

Your AI credit assistant for moving to the positive side.

CredSide starts with credit monitoring/data access, then the AI assistant helps members understand what is reporting, what may need review, what proof is needed, and what steps move them toward financial access.

Readiness -- Import credit data to start.
Review flags 0 Possible items needing member confirmation.
Proof events 0 Evidence trail across imports, reviews, drafts, and responses.
Monthly AI fee $20 Separate software subscription layered on monitoring.

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Get CredSide updates, launch announcements, and credit readiness tips.

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Beta feedback

Help us improve CredSide before wider release.

Launch model

CredSide is a credit monitoring + AI assistant platform first. Human-assisted restoration is added later once the state compliance path is ready.

1Member joins monitoring/data product.
2Credit data is imported or connected.
3AI assistant reviews, explains, and asks for proof.
4Member approves drafts and tracks proof.

Member account

Invite-only beta account.

Create a CredSide account with your beta invite code, accept disclosures, subscribe (or use a beta access code), then connect monitoring data or upload a report.

Create account

Create an account to connect monitoring providers and save your session.

Connected providers

Log in to see connected monitoring services.

Beta onboarding

Legal disclosures & consent.

Before using CredSide AI, review and accept all required acknowledgments. CredSide does not auto-dispute, guarantee removals, or provide human credit repair in this beta.

CredSide AI Assistant

Subscribe or enter beta access.

The AI assistant is $20/month as a separate software subscription layered on your monitoring data.

Stripe subscription

Subscribe with Stripe to unlock AI review, proof tracking, and dispute draft builder.

Beta access code

If CredSide gave you a beta override code, enter it here instead of subscribing.

No auto-disputes. No guarantees. Consumer-reviewed drafts only.

Connect your credit data

Connect or upload credit monitoring data.

Log in, connect Credit Karma or another provider for automatic import, or upload a report file from your monitoring service.

Truston monitoring (beta)

Loading Truston status...

Mock/manual mode until Truston permission and legal docs are complete.

Connect & auto-import

Sign in with your monitoring provider. CredSide imports your latest report automatically after you approve access.

Create an account under Account, then connect a provider here.

Upload your credit report

Download your report from IdentityIQ, MyScoreIQ, SmartCredit, Credit Karma, MyFICO, or another service — then upload the PDF or HTML file here. JSON exports also work.

Accepted: PDF, HTML, or JSON from your monitoring service (max 20 MB). MyScoreIQ and IdentityIQ HTML downloads are supported.

Quick import options

Internal testing only while demo mode is enabled.

Personal assistant experience

Ask CredSide.

The assistant is designed to sound human, direct, and safe: it explains, asks questions, organizes proof, and never promises fake results.

I’m your CredSide assistant. Import credit data, then ask me what’s holding you back.

AI Review

Possible reporting issues.

Every flag must be confirmed by the member. The AI does not automatically dispute, submit, or guarantee removals.

Import a report to run the review.

Consumer-reviewed drafts

Dispute Builder.

Drafts are only generated after a member statement and evidence notes. CredSide does not auto-submit disputes.

Draft output

No draft yet.

CredSide Proof

Show the work.

Every import, AI flag, evidence task, draft, bureau response, and progress event should land here.

Positive Side Plan

From review to readiness.

The plan turns credit data into next steps for housing, auto, mortgage, business credit, and funding readiness.

Operations

CredSide admin

Monitor signups, waitlist, connections, and run launch pricing models.

Admin login

Use your operator credentials. This area is not visible to members.

Sign in to load the dashboard.